๐Ÿ‡ต๐Ÿ‡ฐ Pakistan's new payment routing layer

Accept every wallet.
Manage one payment.

FlashPaym connects JazzCash, Easypaisa, Raast and bank transfers to your business through a single integration, so your customers pay with the app they already use, and you track everything in one place.

No setup fee One reconciliation file Local support
How your money travels Tap a method โ†“

โ†’FlashPaym confirms in secondsโ†’Settles to your merchant bank
Built to work with the payment methods Pakistan already uses
JazzCash logoJazzCash
Easypaisa logoEasypaisa
Raast logoRaast
Bank transfer iconBank Transfer / IBFT
JazzCash
Easypaisa
Raast
Bank Transfer / IBFT
What we offer

One platform for collecting, tracking and settling payments.

Everything below is built around a simple promise: your customer pays however they like, and you deal with one system.

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Payment links

Create a link from your phone in seconds and share it on WhatsApp, Instagram or SMS. Your customer opens it and pays with JazzCash, Easypaisa or their bank app.

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Checkout integration

Add every local payment method to your website with one integration instead of separate merchant accounts for each wallet.

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Smart routing

Our routing engine sends each transaction down the best available rail, so a slow or unavailable wallet doesn't cost you the sale.

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One dashboard

Every payment from every rail in a single view, with daily reports you can hand straight to your accountant instead of matching three portals.

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Bank settlements

Collections from all wallets are swept into your own bank account on a schedule you choose, with a clear breakdown of fees per transaction.

Coming soon
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QR at the counter

A single FlashPaym QR for your shop counter that accepts payment from any supported wallet. One sticker instead of three.

How it works

Three steps between your customer and your bank account.

STEP 1 ยท ACCEPT

Customer pays their way

Share a payment link or add FlashPaym to your checkout. The customer picks JazzCash, Easypaisa, Raast or a bank transfer, whatever they actually have money in.

STEP 2 ยท ROUTE

We handle the rails

FlashPaym talks to the wallet and bank systems for you, confirms the payment, and keeps a clean record of exactly what came in, from where, and when.

STEP 3 ยท SETTLE

Money lands in your bank

Your collections are settled to your own bank account with one simple report covering every rail. No more juggling multiple portals and statements.

Who it's for

Made for how business actually runs in Pakistan.

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Online stores

Reduce cash-on-delivery returns by making prepaid painless: every wallet, one checkout.

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WhatsApp & Instagram sellers

No website needed. Send a payment link in chat and get an instant confirmation when it's paid.

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Restaurants & food delivery

Take prepaid orders across wallets without keeping three merchant apps open at the counter.

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Freelancers & services

Invoice clients with a single link and stop chasing screenshots of bank transfer receipts.

Payment methods

Every way your customers want to pay.

One FlashPaym integration covers all of these, so you never manage them separately.

Mobile wallet

JazzCash

Pakistan's most widely used mobile wallet. Customers approve payments with one tap in the JazzCash app.

Mobile wallet

Easypaisa

In-app approval with instant confirmation back to you the moment the payment clears.

Instant transfer

Raast

Pakistan's instant payment system by the State Bank, with real-time transfers straight from any bank app, around the clock.

Bank transfer

Bank Transfer / IBFT

Works with every bank account in Pakistan. Customers pay from their own banking app, no wallet required.

Card payment

Debit & Credit Cards

Accept local and international debit and credit cards through the same checkout, alongside wallets and bank transfers.

โœฆ Founding merchant program

Be one of our first 100 merchants.

We're onboarding a limited first batch of merchants and working closely with each one. Founding merchants get personal onboarding, priority WhatsApp support, a direct line to the team building the product, and a real say in what we build next.

Get Started โ†’
Pricing

Simple rates, with a special discount for early merchants.

We keep pricing simple: a small percentage per successful transaction, nothing upfront. As one of our first merchants, you'll get a discounted launch rate. Tell us a little about your business and we'll share your exact rate the same day.

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Discounted launch rates

Early merchants get our best rates, locked in as a thank-you for joining at the start, not a temporary teaser.

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Pay only when you get paid

No setup fee, no monthly fee, no charge on failed payments. A small percentage per successful transaction. That's the whole model.

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Rates that fit your business

Your rate depends on your volume and the payment methods you use most, so you're never overpaying for methods you don't need.

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No hidden charges

Every fee appears line-by-line in your settlement report. What we quote is what you pay.

Get your discounted rate

Fill this in and we'll reply on WhatsApp with your rate, usually within a few hours.

Submitting opens WhatsApp with your details pre-filled, nothing is sent until you press send there.
FAQ

Questions merchants ask us.

Do my customers need to install anything?

No. Customers pay with the apps they already have, the JazzCash app, Easypaisa app, or their own bank's app via Raast or IBFT. FlashPaym just connects those payments to your business.

When do I receive my money?

Collections are settled to your own bank account on a next-business-day schedule to start, with faster options as you grow. Your dashboard always shows exactly what's collected and what's on the way.

What do I need to sign up as a sole proprietor?

A CNIC, an active bank account or wallet in your own name, and basic business details. Registered companies additionally provide their SECP incorporation certificate and NTN. We'll walk you through it on WhatsApp.

Am I charged on failed transactions?

No. Fees apply only to successful payments. If a payment fails, you pay nothing for that attempt.

Can I use FlashPaym without a website?

Yes, payment links are built exactly for that. Create a link, send it on WhatsApp or Instagram, and get notified the moment it's paid. A website checkout integration is there whenever you're ready for it.

Is my money safe with a new company?

Merchant collections are held separately from company funds and settled to your own bank account on a fixed schedule. As an early-stage company we're deliberately transparent, you'll always be able to see the status of every rupee in your dashboard, and our team is one WhatsApp message away.

About us

A small team obsessed with fixing payments for Pakistani merchants.

We're a small startup at the very beginning of our journey. We started FlashPaym because accepting digital payments in Pakistan still means juggling separate wallet accounts, separate portals and separate statements, and small businesses deserve better.

๐ŸŽฏ Our mission

Make accepting digital payments as easy as accepting cash, for every shop, seller and freelancer in Pakistan, not just big companies with integration teams.

๐Ÿค How we work

We're onboarding our first merchants personally, one by one. Early merchants talk directly to the people building the product, and feedback goes into the roadmap the same week.

๐Ÿ“ Where we are

We work out of a small office in G-7/1, Islamabad. If you're nearby and want to talk payments, you're welcome to drop in.